Auto Insurance with Damascus Insurance of Coudersport

Auto insurance is a complicated matter. Many people have an insurance policy but do not exactly understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance. Discover the basic types of car insurance and find out how to obtain the coverage you need for your particular situation.

• Collision Coverage – This is the basic insurance type that covers      your vehicle if you collide into something. This covers collisions with      other cars as well as if you were to run into a wall, barrier or bridge.
• Comprehensive Coverage – This covers anything that may happen to your      car that is not directly related to a collision. This would include things      such as theft, fire, hitting a deer or vandalism.
• Liability Coverage – This type of coverage covers the damages when      you are at fault in an accident and you damage someone else’s car or      property. Liability coverage is often mandated by law, so it is important      that you as the driver make certain you have an adequate amount.
• Medical Payments – This is also called PIP in some states. Medical      payments pay for any injuries to the driver or passengers that occur if an      accident occurred while you were driving. Medical payment insurance varies      from state to state, so make certain you are covered as expected.